Living in the Kansas City area can be a lot of fun! One thing that isn’t fun about living in KC, is all of the hail damage sprinkle across rooftops statewide every year. As a homeowner, hail damage can be frustrating. Determining whether you should replace your roof after a hailstorm or not is equally frustrating, but it doesn’t have to be. Here’s what you need to know to make the best decision.
Hailstorm Damage and Insurance
Always check with your insurance provider when having hail-damage related work done on your home. Your insurance provider can help you determine when it’s appropriate to have your roof replaced after successive bouts of hail damage. No insurance company wants to dole out money for a new roof unnecessarily. Conversely, insurance companies don’t want to end up footing the bill for a failing or collapsed roof because they didn’t spring for the necessary roof replacement when they had the chance.
The morning after a hailstorm, it’s imperative that you get outside and take detailed photographs of every spec of damage from the storm. The more documentation you have, the more support you’ll have when filing an insurance claim.
Homes in the Kansas City area are subjected to many hard hailstorm beatings. Over the years all of that damage adds up and even after having your roof repaired after each hailstorm, eventually, you will need to have a brand new roof put on.
It’s always important that you document and submit insurance claims for hail damage promptly. Failure to submit proof of the damage promptly and line up repairs will increase the likelihood of your insurance claim being denied. Likewise, if you leave hail damage unchecked and don’t arrange for the appropriate repairs promptly, you will be denied by the time you finally file an insurance claim.
The Bottom Line, Do You Need a New Roof or Not?
After a hailstorm, the last thing someone wants to hear is that they need a new roof. Nevertheless, there are times when your roof will need to be replaced after a hailstorm. Most homeowners living in the Kansas City area will need to have their roof replaced after a hailstorm. It’s like Russian Roullete except it’s a lot less fun.
If your roof is only damaged in specific areas, the damage is localized, and you can have a contractor easily repair those spots. In this case, your roof won’t need to be replaced. Even if the damage is more widespread, you can have repairs done without replacing the entire roof so long as the underlayment is still intact and there aren’t any leaks.
For the most part, you will need to have your roof replaced if the hail damage has caused multiple leaks in different places. Likewise, you should have your roof replaced if the underlayment has been compromised. Damaged underlayment is a serious problem that will require more extensive measures such as a brand new roof.
If it’s Got to be done, Get it Done Right
If you think you’ll save money replacing your roof on your own, think again. Not only will you be putting yourself in danger, but you’ll also be flushing any chance of approval on an insurance claim down the toilet.
Do yourself and your insurance company a favor by having your roof replaced professionally. While it’s important to have your roof replaced by a professional, not all roofing contractors offer the same quality. Beware of the so-called “storm chasers” folks who travel around chasing hailstorms and offering to repair your roof for dirt-cheap prices. Storm chasers are often unlicensed, unskilled, and unscrupulous. Call a roofing contractor that you and your insurance company can trust.
Need a New Roof? Then You Need a Great Contractor, You Need Pyramid Roofing
For folks who stay in one home for the majority of their lifetime, one can expect to need to have their roof replaced every 10-15 years or so. Hail damage can accelerate that cycle, making it necessary to have your roof replaced more frequently. You need someone you can trust in the long-term, you need Pyramid Roofing, one of the most trusted, reliable, talented, and competitive roofing contractors in KC.
Nothing beats a brand new roof, except a brand new roof from Pyramid Roofing – contact us today!
